Insurance Law

  • Auto Insurers Charge Higher Fees Using Socioeconomics

    Auto Insurers Charge Higher Fees Using Socioeconomics

    Consumer Reports magazine recently released an investigative report that unveils unfair and often downright untruthful practices of auto insurance companies across the country.  The article, entitled Car Insurance Secrets, was published in the September 2015…

  • Personal Injury Protection: Potential Hidden Benefits for Your Patient

    Personal Injury Protection: Potential Hidden Benefits for Your Patient

    Most health care providers who treat those with traumatic injuries following motor vehicle collisions are likely aware that Personal Injury Protection (PIP) is accessible under the auto policy of the patient or the policy of…

  • Medical Doctor Sues Hospital for Medical Negligence, Changes Law

    Medical Doctor Sues Hospital for Medical Negligence, Changes Law

    What happens when a medical doctor, who received an IV transfusion at a hospital operating in Washington, claims that there was negligence when the procedure went awry resulting in permanent neurological damage to the left…

  • Can Surviving Parents of an Adult Child’s Death Claim a Loss?

    Can Surviving Parents of an Adult Child’s Death Claim a Loss?

    When a child dies under the age of 18, the law recognizes the inherent loss of love and emotional support of the parent/child relationship and allows the parents to recover against the wrongdoer who caused…

  • PIP, Liability, Short & Long Term Disability Benefits

    PIP, Liability, Short & Long Term Disability Benefits

    When rendered unable to work as a result of injury, whether temporarily or permanently, those with traumatic injuries are faced with the challenges of pain, limitation of activities and the financial hardships of lost income.…

  • Understanding “General Damages”

    Understanding “General Damages”

    By Adler Giersch PS Returning a trauma-patient to pre-injury condition and function is universally recognized by all licensed health care professionals as a core component of their mission and practice. The treatment and healing process a…

  • Trauma and Disability Part II:  Private Disability Policies

    Trauma and Disability Part II: Private Disability Policies

    By Adler Giersch ps Most victims of trauma recover sufficiently from their injuries to return to work. For some, however, traumatic injury leaves them unable to work in the long-term or permanently. Those in this situation may…

  • On the Job Injuries and Third Party Personal Injury Claims

    On the Job Injuries and Third Party Personal Injury Claims

    By Adler Giersch PS Many people are not aware those injured while working may be able to pursue a more complete recovery outside the limitations imposed by the Washington Workman’s Compensation system. Injured workers may be…

  • Medical Authorizations under HIPAA

    Medical Authorizations under HIPAA

    This memo is intended to set the record straight on what is and is not required in medical authorizations under HIPAA. We also hope this article halts and reverses the trend we are observing among…

  • Uninsured and Underinsured Motorists Insurance in Washington State

    Uninsured and Underinsured Motorists Insurance in Washington State

    Washington state statutory laws require insurers doing business in Washington offer Uninsured Motorist insurance (UM) and Underinsured Motorist insurance (UIM) to persons purchasing liability automobile insurance. Uninsured Motorist insurance provides compensation to the insured when…