What do I need to understand about liability insurance?

Liability insurance is required in the state of WA to cover damage done when one driver does harm to another. It is also known as third party, at-fault, or bodily injury insurance. Along with medical bills associated with the crash, it also covers out-of-pocket expenses, lost wages, pain and suffering, and other general damages. You may have a patient whose treatment will ultimately be paid for by another driver’s liability insurance. Your patient will only have a certain amount of time to settle this claim. Settling with a liability insurance company usually happens at the very end of a case, when the full extent of the person’s injuries are known or accounted for and they’ve reached an agreement with the insurance company to settle their entire claim.