What do I need to know about personal injury protection (PIP) insurance?

Personal Injury Protection (PIP) is insurance coverage for medical treatment that is reasonable, necessary and related to a car accident. In Washington State, all auto insurers are required to offer PIP in their policies. It can only be rejected by the applicant in writing. PIP pays medical bills regardless of who’s at fault for a collision. PIP also covers a portion of ongoing wage loss and certain household services that are approved by a provider.