How is a patient’s health insurance used if they are treating for a car collision?
October 30, 2017
If PIP coverage has exhausted (or if PIP was waived), medical bills should be sent to the patient’s health insurance carrier. According to health insurance companies’ contracts with providers, most plans require that the health insurance company be billed after PIP is used up. When the health insurance’s allowance of visits is also exhausted, your patient may work out an arrangement with their provider/s to hold the remainder of the bills while they finish treatment, and the provider/s may file a medical lien to secure payment at the end of the case.