What if my condition is permanent?

If your doctor is of the opinion that you have suffered a permanent injury, we will advise the insurance company of this fact when we enter settlement negotiations. A disability or impairment rating quantifying your level of permanent injury can only be done when your doctor is certain that no additional improvement can be expected. Often your doctor will only conclude you have a permanent injury after having explored all reasonable treatment options and waiting at least one year from the time of the injury.